ArchiveAsk Adrian - Do you want to become a millionaire?
Hello City Home readers. Welcome to the “Ask Adrian” column where I will share information on your business and credit…
Expert Advice
These reports come from the community newspaper that published on this domain before City Home. They stay online as an archive. Current reporting on this subject is in Money and Bills.
Archive
ArchiveAre You a Baby Boomer? Don't Let Retirement Plans Go Bust
If you’re a baby boomer, you’re at the point in life where, if you haven’t actually entered retirement, you’re at leas…
ArchiveBoost Your Metabolism
According to Merriam-Webster: me·tab·o·lism: the chemical processes by which a plant or an animal uses food, water, et…
ArchiveCan My Dog or Cat Eat That?
Each and every day we consume a variety of foods. We eat fruits, vegetables, meats, starches, and even sweets. We then…
ArchiveCold Weather and Your Pets
Winter is upon us, and we are all feeling the effects of the cold weather. Our pets are no different. As the winter an…
ArchiveConquering the fear of failure
Running a business can be scary. You put your heart and soul into your company and can’t imagine doing anything else. …
ArchiveDave Says... Your bank’s advice is bad
Dear Dave, I want to roll over a 401(k), and my bank is encouraging me to roll it over to fixed annuities. Is this a g…
ArchiveDave Says…Borrow Against Retirement?
Dear Dave, I have an opportunity to take a loan against my 401(k) retirement and pay myself interest. Is this a good i…
ArchiveDave Says…Buy Leased Building?
Dear Dave, I’ve operated my own small business for a couple of years. In that time, I’ve been leasing the building tha…
ArchiveDave Says...Cash Flow School?
Dear Dave, My wife and I are on Baby Step 2 of your plan, and I’m in graduate school while working full-time. We’re tr…
ArchiveDave Says...Consider the House?
Dear Dave, My husband and I have been debt-free, except for our mortgage, for a few years now. Recently, we’ve been th…
ArchiveDave Says...Credit Cards are Not an Emergency Fund
Dear Dave, My husband and I are trying to follow your plan. We’ve paid off all of our credit cards but he still doesn’…
ArchiveDave Says...Crowdfunding Real Estate?
Dear Dave, I’d like to get involved in real estate investing, but I don’t have a lot of cash at present. What do you t…
ArchiveDave Says…Dip In, Pay It Off!
Dear Dave, My wife just had our first child. Now, we now have about $3,000 in medical bills not covered by insurance. …
ArchiveDave Says…Discussing and Negotiating
Dear Dave, I’ve accepted a promotion that would take me from an hourly wage to a salaried position. Do you have any ad…
ArchiveDave Says...Don't Insure Cell Phones
Dear Dave, I just bought a new smartphone, and the company I’m with offers insurance for the device. Do you think it w…
ArchiveDave Says...Don't Tithe With Credit Cards
Dear Dave, What is your opinion of churches encouraging members to do e-giving with credit cards and debit cards? Meli…
ArchiveDave Says...Ethical Dilemma
Dear Dave, I work an extra job part-time for a retail store chain while I’m getting out of debt. I like my job, except…
ArchiveDave Says…The Family Nightmare
Dear Dave, My fiancé told me the other day he’s going to buy a failing restaurant with his mom, sister, and a family f…
ArchiveDave Says...Fighting Fear
Dear Dave, After listening to your show, I want to try to get control of my finances, but I’m afraid to open up the bi…
ArchiveDave Says ... Where are you in your financial plan?
Dear Dave, What things do you advise buying used versus buying brand new? Amy Dear Amy, I’m afraid there’s not one goo…
ArchiveDave Says... Financial Russian Roulette
Dear Dave, My wife and I are debt-free except for our home. She travels one week per month and charges her expenses to…
2017 Marks the 25th Anniversary of “The Dave Ramsey Show”
For the past 25 years, millions of people have been empowered to take control of their money and change the course of …
3 Tax Planning Facts to Consider
As a startup business, you may have the impression that the IRS is not concerned with your business tax liability. How…
4 Reasons No One Wants to Buy Your Home (and How to Fix It)
You’re downright stumped. After months on the market, you’re no closer to a home deal than the day you planted a For S…
5 Conversations Not to Have at the Thanksgiving Table
Chew with your mouth closed. Keep your elbows off the table. And don’t talk about politics, religion or money at famil…
5 Money Saving Tricks for a Happier Halloween
Courtesy of DaveRamsey.com We love Halloween. What other night can you dress like a hot dog, and eat all your favorite…
5 Things You Don’t Have to Worry About with a Credit-free Christmas
A National Retail Federation poll conducted by Prosper Insights shows that the average consumer plans to spend $935.58…
5 Types of Black Friday Shoppers
Black Friday brings out almost as much crazy as a full moon. The day after Thanksgiving has practically become a natio…
8 Holiday Traditions You Can Cut, Keep, or Totally Rethink
Each year we look forward to certain family traditions, like baking Granny’s gingerbread cookies or watching It’s a Wo…
Alcovy Media Celebrates 10 Year Anniversary – Expands into Covington
Alcovy Media is excited to be celebrating 10 years as a full service marketing company and is currently experiencing o…
ARC Homes Realty Group, LLC Provides Services That Achieve Your Real Estate Goals
ARC Homes Realty Group, LLC is an independently-owned, real estate firm located in Conyers, GA. The ARC Homes Team is …
Buying or Selling a Home in Winter
When it comes to buying or selling a home, most people feel that winter is lousy timing. You can’t show or see a home …
Coffee Break with Dr. Andrea...Activate Your Inner Hero
I remember waking up early on Saturdays to watch reruns of the popular cartoon Super Friends . I loved all the charact…
Coffee Break with Dr. Andrea...Back Against the Ropes
Recently, my family and I signed up for a boxing fitness class. We were quite the site – my husband, three daughters, …
Coffee Break with Dr. Andrea…What To Do When You’re Feeling Your Strategy is Ambushed?
It’s an ambush! Launch the counterattack! These are the words I’d yell out just before informing my sister with the wo…
Coffee Break with Dr. Andrea...Goodbye, Doubt!
Have you been working on your dream for a while, only to realize you’ve made very little progress? It’s easy to get di…
Coffee Break with Dr. Andrea...Sometimes You Have to Just Break
I spent over 15 years in corporate America doing innovation work. Whether I was doing it myself or through others by l…
Coffee Break with Dr. Andrea...Sweeten the Pot
It’s hard to believe that the holiday season is here. This is the time of year when Grandma’s recipes come out. You kn…
Coffee Break with Dr. Andrea…Take Your Blinders Off
One of the most anticipated events this time of year is the Kentucky Derby. Although, I’ve never attended it’s fascina…
Coffee Break with Dr. Andrea…Where’s Your Courage?
One of my favorite movies as a child was “The Wizard of Oz”. Although I loved Dorothy and her little red shoes, I coul…
Coffee Break w/ Dr. Andrea...Paving the Way
It was truly inspiring to watch the untold story of the three very brave African American women portrayed in the movie…
Coffee Break w/ Dr. Andrea...Ready or Not Here I Come
“Ready or not, here I come!” That’s the phrase I would yell just before darting out from behind the tree in a fun game…
Coffee Break with Dr. Andrea...Your Leadership Scars
Recently my husband and I had an interesting conversation about scars. It was probably not the most appealing lunch co…
Are You Coming Home Soon?
Growing up we all had that moment of fear when our parents dropped us off at camp, school or daycare. Will they coming…
Congress Issues New Tax Law
The holiday season is officially upon us and for most it brings joy, splendor and excitement. Many of us like to spend…
Considering an Offer in Compromise to Settle a Tax Debt?
There are a few things you should know about tax debt It is possible to sometimes wipe your tax debt clean at an enorm…
Covington Small Business Owners Combine Forces to Create Business Consortium
Four entrepreneurs create The JW Group; Sponsor Open House to Introduce Team Executives and their Diverse Services to …
Dave Says...Beware of Overspending
Dear Dave, I know you’re big on bargains and saving money. How do you feel about warehouse clubs, like Costco and Sam’…
Dave Says...When to Buy a Better Car
Dear Dave, My wife and I are following your plan, and we’re in the middle of the Baby Steps. Do we have to wait until …
Dave Says...Buy the Car?
Dear Dave, My wife and I are 31 years old and we have no debt except for our home. We also have an emergency fund and …
Dave Says...Commonsense Calculation
Dear Dave, I make $80,000 a year, and I was wondering if there’s an easy way to determine how much money a person woul…
Dave Says...Did Dad Do Her Wrong?
Dear Dave, My father loaned my husband and I money 20 years ago to help us start a business. The business eventually f…
Dave Says...Display a Kind Spirit
Dear Dave, My mom and dad filed bankruptcy recently and are on a fixed income of $2,200 a month. They gave up their ho…
Dave Says...Don’t Cut Your Safety Net
Dear Dave, I make $25,000 a year, and I’m single. I expect my salary to increase to $35,000 next year, so can I get by…
Dave Says...Don’t Touch the 401(k)
Dear Dave, My wife and I make $100,000 a year combined and we have about $12,000 in credit card debt. We also owe anot…
Dave Says...It's for Everyone
Dear Dave, My husband and I have seven kids. What parts of your program work best for large families? Karen Dear Karen…
Dave Says...Family and Business
Dear Dave, My husband and I own a small business. One of our relatives asked for a job recently and we both have reser…
Dave Says...Finding the Right Motivation
Dear Dave, My husband and I make $180,000 a year combined, and we have a net worth of about $1.6 million. We’ve been b…
Dave Says...Funding a New Business
Dear Dave, We’re completely debt-free with a fully funded emergency fund and we have $350,000 sitting in the bank from…